Why is it a cash advance and not a loan?

Banks make loans and their processes are regulated by the federal government. We are a financial service that offers businesses cash advances for working capital. Our process is based upon a traditional financial technique known as factoring, which focuses on business receivables. What makes Accufunds, Inc. so unique is that our emphasis is on your future credit card transaction receivables. To do this, we partner with a merchant services provider to make the whole procedure more effective and essentially seamless. As your business goes, so goes your repayment, because there is no set repayment schedule. Because the entire process is handled electronically and is coordinated with your credit card transactions, your loan is repaid with no major impact upon your business. Plus, you have cash in your hands within 7-10 days after approval affording you the opportunity to make immediate purchases or enhancements that will result in business and profit increases.